[Remote] Business Banking Loan Closer (Remote in Jacksonville, FL, Atlanta, GA, or Tifton, GA)

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Note: The job is a remote job and is open to candidates in USA. Ameris Bank is a purpose-driven company dedicated to bringing financial peace of mind to communities. The Business Banking Loan Closer coordinates and prepares loan documentation while ensuring accuracy and compliance with regulations.


Responsibilities

  • Facilitates the closing of multiple business banking loans simultaneously.
  • Reviews loan type, approval terms and conditions, bank policy and regulations to determine closing requirements and develop a due diligence/closing checklist.
  • Performs due diligence activities for various business banking commercial loans, applying knowledge to analyze and effectively administer pre-closing activities.
  • Prepares loan documents on the bank's documentation system, ensuring that documents are prepared accurately with proper terms and conditions as outlined in the loan approval and within the standards and requirements.
  • Effectively manages a large pipeline of loans at different stages of the closing process while managing the workflow to meet quick turnaround times.
  • Identifies and obtains all necessary third-party reports which may include title, surveys, entity documents, flood determinations, and UCC searches.
  • Reviews all reports and documents for accuracy and sufficiency according to bank policy and regulatory requirements.
  • Identifies discrepancies and issues, facilitates resolutions, and takes corrective actions.
  • Acts as a liaison with loan officers, attorneys, third party vendors, and customers.
  • Executes timely follow-ups and manages all closing requirements while monitoring to ensure deadlines are met.
  • Responsible for ongoing communication with lender and borrower regarding the status of specific loan requests.
  • Processes disbursement of loan proceeds.
  • Maintains and updates electronic checklists to ensure all diligence items are addressed.
  • Manages electronic file organization for all commercial loan files.
  • Meets the Commercial Hubs Standard Service Level Agreements and Quality Control objectives.
  • Provides instructions, guidance, and requests to stakeholders ensuring clear, professional communication and efficient processing.
  • Stays current on applicable banking regulations and security procedures and practices to prevent fraud or other bank losses and to comply with regulatory requirements.

Skills

  • General knowledge of standard loan documentation and various loan structures such as commercial real estate, blanket liens, vehicle loans, lines of credit, letters of credit, and certificates of deposit loans.
  • General knowledge of due diligence requirements related to standard commercial loan transactions, including but not limited to corporate documentation, titles, UCC searches, and vehicles.
  • Intermediate to advanced skills in computers and Microsoft Office
  • Able to effectively and persuasively express self, using language and grammar in a professional manner.
  • Able to plan, schedule and organize professional schedule to achieve goals within or ahead of established time frames.
  • Able to provide a high level of interactive service to others, building relationships and addressing identified needs.
  • Able to analyze and record detailed information and produce accurate, high quality work products.
  • Able to research, analyze, identify viable options, draw sound conclusions, and present findings.
  • Thorough knowledge of commercial loan compliance policy and closing processes.
  • Able to manage and organize a high volume of documents.
  • Able to read, analyze, and interpret basic commercial loan documents.
  • Able to perform accurate calculations and transactions.
  • Critical thinking and analytical skills required to review all transaction processing (file maintenance).
  • 1 or more years of experience as a Commercial Loan Closer required.
  • Experience using relevant banking and document storage software applications required.
  • High school diploma or GED required.
  • Bachelor’s degree or equivalent combination of education and experience preferred.

Benefits

  • Medical, Dental and Vision Insurance
  • Life Insurance provided at no additional cost to employees
  • Accidental Death & Dismemberment Coverage
  • Long-Term Disability Coverage
  • Paid Sick and Vacation Leave
  • 11 Holidays
  • Volunteer/Service Day
  • Employee Stock Purchase Plan
  • 401(k) Retirement Plan
  • Ameris Bank matches 50% of your first 8% of contributions to the plan
  • Flexible Spending Accounts
  • Health Savings Account
  • Health Reimbursement Arrangement
  • Supplemental Life & Other Insurance Plans
  • Identity Theft Protection
  • Pet Insurance
  • Legal Insurance
  • Employee Assistance Program
  • Employee Advocacy Program
  • Tickets at Work (Entertainment discounts for Ameris Bank Employees)
  • AT&T Employee Discount
  • Wellness Discounts for Medical Premiums and Other Rewards
  • Employee Referral Incentive
  • Education Assistance
  • Employee Resource Groups
  • Free Interest Checking
  • Free Safe Deposit Box
  • Free Money Orders, Travelers’ Checks and Cashier Checks
  • Discount on Mortgage Origination Fee
  • Free Online Banking and Free Unlimited Online Bill Payment
  • Employee Banking Perks

Company Overview

  • Ameris Bank is an financial holding company providing financial services. It was founded in 1971, and is headquartered in Moultrie, Georgia, USA, with a workforce of 1001-5000 employees. Its website is http://www.amerisbank.com.

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